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14 Aug Debt Review Ombudsman: Where to Complain in SA

Posted at 09:53h in Latest News, Legal
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Unhappy with your debt counsellor? Feeling trapped in a debt review you never fully understood, paying fees while nothing gets resolved? Many South Africans search for a "debt review ombudsman"...

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14 Aug Buying a Car or House After Debt Review Removal

Posted at 09:51h in Latest News, Legal
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The question we hear most from clients finishing debt review is simple: how long after debt review can I buy a car or a house? The honest answer: there is...

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14 Aug Form 17.7 and 17.2: Debt Review Notices Explained

Posted at 09:49h in Latest News, Legal
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If a Form 17.2 or Form 17.7 has landed in your inbox, it is not junk mail - it is a formal legal notice about your debt review under the...

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14 Aug Debt Review Status Codes Explained: D3, D4 & F2

Posted at 09:35h in Latest News, Legal
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Seen a code like D3, D4 or F2 next to "debt review" on your credit report? These are NCR Debt Help System (DHS) status codes, and they determine whether the...

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How to Negotiate with Creditors Effectively

21 Jul Debt Review Removal in Cape Town: Costs & Process

Posted at 13:09h in Latest News
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If you have finished paying off your debts and are still seeing a debt review flag on your credit report, you are not alone. Many Cape Town residents reach the end...

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ITC Status Consent: What It Means on Your Report

17 Jul ITC Status Consent: What It Means on Your Report

Posted at 13:05h in Latest News
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If you have pulled your credit report and spotted the word "consent" next to an entry, it can be confusing, especially if you weren't expecting to see it there. Here...

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How Long Does Debt Review Removal Take?

18 Jun How Long Does Debt Review Removal Take?

Posted at 14:31h in Latest News, Legal
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If you've paid off your debts and completed the debt review process, the next question is usually the same: how long until my credit is actually clear? It's one of...

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How to Do a Credit Check With Your ID Number

18 Jun How to Do a Credit Check With Your ID Number

Posted at 14:27h in Latest News, Legal
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Your credit report shapes every major financial decision - whether you can rent a flat, qualify for a vehicle, or access a personal loan. Yet many South Africans have never checked...

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What Documents Do You Need for ITC Clearance

31 Mar What Documents Do You Need for ITC Clearance

Posted at 09:43h in Latest News, Legal
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Struggling with a damaged credit record? Whether you've completed debt review, settled outstanding accounts, or had a judgment listed against you, obtaining ITC clearance is an essential step toward financial...

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How Judgments Affect Your Credit Score

23 Mar How Judgments Affect Your Credit Score

Posted at 13:47h in Latest News, Legal
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If you are in the process of taking control of your credit report, start by assessing it in detail to determine what is reflected. Judgments have a big impact on...

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