21 May How to Negotiate with Creditors Effectively
When your debts are too high and your budget is too tight, there is always a way forward. As legal professionals, we often hear our clients talk about the struggle...
20 May Legal Steps to Take After Defaulting on a Loan
As a credit-active consumer in South Africa, you are obligated to maintain the repayment terms of your various credit agreements. Every action has a reaction, and when it comes to...
20 May Steps to Clear Your Name from ITC Records
Live a stress-free life where the burden of debt or a poor credit score doesn’t hinder your choices. Our team of legal and financial experts can help you enjoy the...
08 Apr Debt Review Removal Before Completing Repayments
Being under debt review can have a shocking effect on your credit record and financial health. The flag indicates that you are financially irresponsible and incapable of handling credit facilities...
08 Apr Can You Get Out of Debt Review After an NCT Order?
Is it possible to get out of debt review after a National Court Tribunal (NCT) order? The answer is no. According to case law and section 138 of the NCA,...
07 Apr The Consequences of Ignoring a Debt Judgment
Judgments can dramatically change your life’s trajectory. It’s a mark on your name that’s truly tricky to get rid of. They can stay on your credit record for five years...
04 Apr How to Legally Remove Debt Review from Your Record
Removing debt review from your credit record is imperative to regaining financial agency and control over your financial future. With the debt review flag on your credit profile, you’ll be...
11 Mar What Happens When Debt Review Is Terminated?
What happens when debt review is terminated depends on the circumstances under which it’s terminated. Debt review can be terminated when you’ve paid all your debts, defaulted on a payment,...
06 Mar How to Get Out of Debt Review Fast
Are you under debt review with no way to get out? Maybe you feel trapped in a process you don’t need to be in because you’ve paid your debts or...
14 Feb How to Check If You Are Under Debt Review
Quick answer: There are three free ways to check if you are under debt review: (1) pull your free annual credit report with your ID number from a credit bureau,...