Clearing My Name from ITC

Have you ever wondered “How can I go about clearing my name from ITC?” Clearing your name from ITC doesn’t have to take forever. With the correct legal expertise, your credit score could rise anew in as little as a few weeks. Get ready to take back control over your finances, and indeed, your life. Cape Town Legal Consultants is your one-stop shop for all things credit clearance, ITC clearance, debt review removal, and judgment removal.

ITC is synonymous with Transunion, a major credit reporting bureau globally. They specialise in telling lenders and creditors how trustworthy you are by using a three-digit number called your credit score. The higher your score, the more reliable you are. Consequently, accessing favourable loan terms and more credit could be tricky if you have bad markings on your credit report—for example, judgments, defaults, debt review flags, or fraud.

Cape Town Legal Consultants liaise with major credit bureaus to clear your credit report. Our attorneys raise and settle disputes with the bureaus by submitting and arguing for evidence supporting your case. Evidence can look like paid-up letters from your creditors or clearance certificates after debt review. Below, we detail the general process we follow when clearing a client’s credit report.

How We Clear Names from ITC

Firstly, you’ll need to have a clear credit report: all debts and defaults must be paid up. We advise that you check your credit report with Credit Boost’s free credit checker before applying to clear your credit. Remember that if you’re under debt review, it might take longer to get your certificate as your debt counsellor could need to provide additional information.

Clearance Criteria

To get clearance, you should meet the following criteria:

  • No defaults or discrepancies on your credit record
  • No small issues (e.g. late payments)

Then, you’ll need to apply.


After you’ve ensured that everything is above board, you’ll need to apply for clearance. It may take some for your application to be reviewed and approved. During this period, it’s important not to apply for new credit, as your credit report will reflect that you are under dispute with the bureaus. This will harm your credit. Instead, maintain good credit by making payments on time and avoiding new lines of credit.

Clearing my name from ITC.

If you need assistance with clearing your credit, be sure to contact Cape Town Legal Consultants.