10 Apr Changes in Debt Review Removal Legislation
Since 2015, numerous amendments have been made to the National Credit Act to better accommodate creditors and consumers. The NCA came into effect in 2005 and has since caused heated...
10 Apr Developing a Healthy Relationship with Money
Develop a healthy relationship with money! Finances can cause a lot of stress, right? Especially if like me, you love spending money. My therapist says a healthy relationship with money is...
09 Apr Does Clearing Judgment Clean Your Credit Record?
Today, we're diving into the murky waters of judgments and credit reports. A judgment is a public record of when a creditor or collector took legal action against you so...
08 Apr Credit Sale Definition
Ever wondered what credit sale is? You hear it all the time, especially when conversing with creditors, debt counsellors, and even collectors. Simply, it's not quite cash, not quite layby....
08 Apr The Process of Debt Review Removal in South Africa
Have you been thinking about Debt Review? Chances are, if you can't afford living expenses or to make the minimum debt repayments, Debt Review is for you. This is consolidating...
08 Apr ITC Clearance for Debt Review
No one wants a Debt Review lingering on their credit report, especially after you've worked so hard to get your finances in order. Imagine: Your debt counsellor has submitted proof you've...
07 Apr Beyond Debt Review: a Guide to Financial Freedom
Everyone dreams of being financially free: not worrying about money, being debt-free, or not having to work anymore. The problem is that the economy is in one of the worst...
11 Mar A Fresh Start: Removing Debt Review and Taking Control
It's a horrible feeling like you're trapped in debt review. Not being able to escape the process might have you yearning for lost financial freedom. Yes, it's supposed to be...
11 Mar From Red Flags to Green Lights: Removing Judgments
Declined. That cathartic word some of us see when applying for a loan, mortgage, or other line of credit. Imagine: You're at the bank about to apply for a loan...
11 Mar Understanding Algorithms and Credit Scoring Systems
Have you ever wondered how credit bureaus like Transunion and Experion calculate your credit score? At the heart of every credit score is a mathematical model, usually an algorithm, that...