10 Jul The Truth About Credit Repair Agencies in SA
We see it all too often — vulnerable consumers with poor credit putting their trust in credit repair agencies, only to have their money taken and receive no real help...
04 Jul How to Legally Clear Bad Credit in South Africa
South Africa’s legal landscape can be confusing to navigate, especially when it comes to removing bad credit the proper way. If you are in the unfortunate position where you have...
04 Jul Avoiding Future Judgments: Tips and Best Practices
While judgment removal is key to restoring your financial freedom, being able to avoid judgments altogether is even more powerful. Maintaining a clear credit record gives you more control over...
18 Jun Legal Options to Challenge a Default Judgment
While there’s no overnight fix for restoring your credit, there are legal steps you can take to remove judgments from your name, as you start rebuilding your finances. Dealing with...
20 May Legal Steps to Take After Defaulting on a Loan
As a credit-active consumer in South Africa, you are obligated to maintain the repayment terms of your various credit agreements. Every action has a reaction, and when it comes to...
19 Aug How Much Does It Cost to Remove Debt Review?
If you’re thinking about debt review removal, you may have wondered how much it costs to remove debt review. Truthfully, it depends on whether you’re married in community of property...
16 May What Happens to Your Credit When You Exit Debt Review?
Have you ever wondered what happens to your credit report and/or score after you have finished and left debt review? People ask us this a lot. Simply, the answer is...
16 May Why Use a Legal Professional for Credit Clearance?
Why use a legal professional for credit clearance when you could do it yourself? Fair question. The truth is, yes, you could initiate a dispute with the bureaus on your...
10 Apr Changes in Debt Review Removal Legislation
Since 2015, numerous amendments have been made to the National Credit Act to better accommodate creditors and consumers. The NCA came into effect in 2005 and has since caused heated...
11 Mar A Fresh Start: Removing Debt Review and Taking Control
It's a horrible feeling like you're trapped in debt review. Not being able to escape the process might have you yearning for lost financial freedom. Yes, it's supposed to be...